Western & Central Europe
Population 481.2 m Online Population 420.5m GDP 18,866bn USD GDP per capita €43K
43% Card
6% Cash
24% Bank transfer
21% E-wallet
7% Other
Banked population: 94% Internet penetration: 87% Credit card penetration: 45%. Smartphone penetration: 77%
B2C e-commerce growth
Western & Central Europe: 12%World: 18%
E-commerce % of total retail
Western & Central Europe: 14%World: 16%
E-commerce completed on a mobile device
Western & Central Europe: 48%. B2C e-commerce volume. 680.3bn USD Average annual spend per/online shopper. 2,884 USD
The Credit Card Split
49% Visa 27% Mastercard 1% American Express 22% Local Schemes
Local Payment Methods
Western & Central Europe
Local Payment Methods
AfterPay
Aktia Wallet
Ålandsbanken
Allied Wallet
Amazon Pay
Apple Pay
Aurore
Bacs
Banco Pichincha
Banco Sabadell
Bancomat Pay
Bancontact
BankAxept
Barzahlen
BBVA
BBVA Espana
BigeWallet
Billink
BillPay
BitPay
Bizum
BLIK
BlueCode
Boku
Boloro
CaixaBankWallet
Carte Bleue
Cartes Bancaires
Cash App
Cashcloud
Cashlib
Cashly
CASHWAY
Dankort
Danske Bank Finland
DaoPay
E-Carte Bleue
eDankort
eps
Euteller
Faster Payments
G2A Pay
giropay
Google Pay
GoPay
Handelsbanken
Ibercaja
iDEAL
ING Home’Pay
InstantTransfer
iupay
KBC Touch
KIR Paybynet
Klarna
LaterPay
Lydia
Masterpass
MB WAY
MEO Wallet
Microsoft Pay
Mobiamo
MobilePay
MULTIBANCO
MyBank
MyOne
MySi CartaSi
NETELLER
Nexi Pay
Nordea e-betalning
Oma Säästöpankki
Osuuspankki
OTPay
Pay by Bank app
Pay in 3
Pay later
Pay now (Sofort)
paybox
Payconiq
paydirekt
Paylevo
Paylib
Paymorrow
PayPal
PayPoint
paysafecard
Paysafecash
Paysera Wallet
PayU
Pingit
PocketMoni
POP Pankki
PostePay
PostFinance
PowerPay
Przelewy24
Ratenkauf
SafetyPay
Samsung Pay
Satispay
SEPA Credit Transfer
SEPA Direct Debit
SEPA Instant Credit Transfers
Siirto
Siru Mobile
SisalPay
Skrill
Slice it
Splitit
Sporopay
SuperCASH
SWIFT
Swish
Teleingreso
Trustly
TrustPay
TWINT
Twisto
UK Direct Debit
Verkkopankki (Finnish Online Banking)
VIAMO
Vipps
Wallet One
WebMoney
Western Union QuickPay
Yandex.Money
Yes By Cash
YetiPay
YouPass
Zimpler
Zip